Business Savings
Your savings habits and structure help create security for you and your family. We offer many tools for you to build a nest egg, set aside funds for special purposes, and to prepare for retirement. Through thoughtful, personalized service, we can help set you on the path to financial security.
Money Market Account
This flexible account earns greater interest than a traditional savings account while adding the convenience of limited check writing ability.
Statement Savings
Whether you’re saving for a safety net in case of unforeseen expenses or preparing for future expansion (or a little bit of both), our Statement Savings is a convenient way to earn interest while doing so.
CD
CDs can provide investment-like returns without the risk. Enjoy FDIC insurance on interest earnings well above standard savings.
Money Market Account
Competitive interest
Interest calculated daily, credited to account monthly
$2,500 minimum deposit to open
$7 service charge if average balance is below $2,500
No interest on balances below $2,500
No charge online banking
No more than six transfers or withdrawals per month with no more than three by check, transfers, and ACH
$10 excessive transaction fee for each withdrawal in excess of six
FDIC insured
Statement Savings
Whether you’re saving for a safety net in case of unforeseen expenses or preparing for future expansion (or a little bit of both), our Statement Savings is a convenient way to earn interest while doing so.
Competitive interest
$1 fee for each withdrawal in excess of two per month
Interest calculated daily, credited to account monthly*
$100 minimum deposit to open
No charge online banking
$1 service charge if average balance falls below $100
Maximum of six withdrawals per statement cycle
Quarterly statements
FDIC insured
Disclaimer
*No interest if balance falls below $10
Certificate of Deposit
CDs are a powerful savings tool than can provide investment-like returns without the risk. You earn interest well above a standard savings account while enjoying FDIC insurance. Interest rates are locked for a fixed term, but our Grow As You Go option allows you to make additional contributions.
Grow As You Go CD offers a minimum opening deposit of just $500 and you can make additional deposits in increments of $25 and above
Earn competitive interest rates
Terms from 14 days to 1 year
Penalty for early withdrawal
Minimum $1,000 to open
FDIC insured
Contact First State Bank
We have three offices, in Stratford, Dumas, and Dalhart. We provide our customers with the most advanced financial products and services while retaining a close, personalized approach to customer service.
Stratford
Phone: 806-396-5521
Toll Free: 1-800-766-4518
Dumas
Phone: 806-935-4184
Dalhart
Phone: 806-249-5513
Report a lost or stolen Debit Card
Please call your local branch during regular business hours
Report a lost or stolen Debit Card over the weekend
(800) 264-4274, select option 6.
