Business Savings

Your savings habits and structure help create security for you and your family. We offer many tools for you to build a nest egg, set aside funds for special purposes, and to prepare for retirement. Through thoughtful, personalized service, we can help set you on the path to financial security.

Money Market Account

This flexible account earns greater interest than a traditional savings account while adding the convenience of limited check writing ability.

Statement Savings

Whether you’re saving for a safety net in case of unforeseen expenses or preparing for future expansion (or a little bit of both), our Statement Savings is a convenient way to earn interest while doing so.

CD

CDs can provide investment-like returns without the risk. Enjoy FDIC insurance on interest earnings well above standard savings.

Money Market Account

Our Money Market Account is like a savings account with more muscle and increased flexibility. It earns greater interest rates while adding the convenience of limited check writing, directly from your savings.

Competitive interest

Interest calculated daily, credited to account monthly

$2,500 minimum deposit to open

$7 service charge if average balance is below $2,500

No interest on balances below $2,500

No charge online banking

Limited check writing ability

No more than six transfers or withdrawals per month

$10 excessive transaction fee for each withdrawal in excess of six

FDIC insured

Statement Savings

Whether you’re saving for a safety net in case of unforeseen expenses or preparing for future expansion (or a little bit of both), our Statement Savings is a convenient way to earn interest while doing so.

Competitive interest

$1 fee for each withdrawal in excess of two per month

Interest calculated daily, credited to account monthly*

$100 minimum deposit to open

No charge online banking

$1 service charge if average balance falls below $100

Maximum of six withdrawals per statement cycle

Quarterly statements

FDIC insured

Disclaimer

*No interest if balance falls below $10

Certificate of Deposit

CDs are a powerful savings tool than can provide investment-like returns without the risk. You earn interest well above a standard savings account while enjoying FDIC insurance. Interest rates are locked for a fixed term, but our Grow As You Go option allows you to make additional contributions.

Grow As You Go CD offers a minimum opening deposit of just $500 and you can make additional deposits in increments of $25

Earn competitive interest rates

Terms from 14 days to 1 year

Penalty for early withdrawal

Minimum $1,000 to open

FDIC insured

Contact First State Bank

We have three offices, in Stratford, Dumas, and Dalhart. We provide our customers with the most advanced financial products and services while retaining a close, personalized approach to customer service.

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Stratford

Phone: 806-396-5521

Toll Free: 1-800-766-4518

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Dumas

Phone: 806-935-4184

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Dalhart

Phone: 806-249-5513

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Report a lost or stolen Debit Card

Please call your local branch during regular business hours

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Report a lost or stolen Debit Card over the weekend

(800) 264-4274, select option 6.