Business Banking
We recognize the importance of local businesses and employers to our way of life in the Panhandle. Whether your company is small, large, established, or just getting started, we have a checking account that can fit your needs. We provide First Class Banking to help your business succeed.
Business Regular Checking
This account includes images of processed checks, online banking, bill pay, debit card, and more.
Interest Checking
Interest earnings and images of processed checks are two key benefits to this account. No extra charge for online banking, bill pay, and debit card.
Business Analysis Checking
For businesses with a large volume of transactions each month, this account features an earnings credit that can offset per-item charges.
Business Regular Checking
This account includes images of processed checks, providing your business with a record of financial transactions. First State Bank extras like no charge online banking, bill pay, debit card, and more are included.
$10 monthly service charge if average balance is below $1,500
Check images provided
20 checks/debits per statement cycle are no charge
17¢ per check/debit after 20 per cycle
No per check charge if average balance remains above $1,500
No charge online banking
No charge MasterCard® debit card
Overdraft protection available upon request
$100 minimum deposit to open (no minimum thereafter)
FDIC insured
Disclaimer
Interest Checking
Available to sole proprietorships, non-profit organizations, and municipalities, this interest-bearing account is designed to help those entities make the most of their day-to-day finances.
Interest calculated daily, credited to account monthly
Check images provided
$10 monthly service charge if average balance is below $1,500
20 checks/debits per statement cycle are no charge
17¢ per check/debit after 20 per cycle
No per check charge if balance remains above $1,500
No charge online banking
No charge MasterCard® debit card
Overdraft protection available upon request
FDIC insured
Disclaimer
Monthly and per-check fees only apply if you have more than 20 withdrawals and your balance is below the average required minimum. No interest on balances below $1500.
Business Analysis Checking
Charges for this business account are based on account activity. An earnings credit is calculated based upon the collected balances, and this credit is applied toward the monthly service and transaction fees, potentially offsetting the fees entirely.
Earnings credit calculated monthly to offset fees
$7 monthly service charge
Visa/Mastercard merchant accounts are available
No charge online banking with bill pay
Overdraft protection available upon request
No charge MasterCard® debit card
FDIC insured
10¢ per credit posted to account
17¢ per debit posted to account
5¢ per item deposited to account
7¢ per coin roll
35¢ per currency strap
Disclaimer
An earnings credit is based on collected balances and applied toward these transaction fees each month. Your credit may completely offset fees, or reduce the amount owed.
There may be additional charges that are outside the account analysis.
Contact First State Bank
We have three offices, in Stratford, Dumas, and Dalhart. We provide our customers with the most advanced financial products and services while retaining a close, personalized approach to customer service.
Stratford
Phone: 806-396-5521
Toll Free: 1-800-766-4518
Dumas
Phone: 806-935-4184
Dalhart
Phone: 806-249-5513
Report a lost or stolen Debit Card
Please call your local branch during regular business hours
Report a lost or stolen Debit Card over the weekend
(800) 264-4274, select option 6.
