First Class Services for Personal

We deliver First Class Banking to our customers at every opportunity we have. From the ability to do your banking and bill paying online to conveniences like direct deposit, wire transfer, and gift cards, First State Bank has what you need to make your life easier.

Bill Pay

Not only will you save money on postage, but the simplicity of paying all bills through one screen makes bill management easier than ever.

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Thanks to the time saving convenience of online bill pay, stamps and envelopes are about as old-fashioned as the hand plow. Not only will you save money on postage, but the simplicity of paying all bills through one screen makes bill management easier than ever.

 

Summary
  • Fast and easy to use
  • Set up recurring monthly payments
  • Make one-time payments
  • Set up due date reminders
  • Payments post faster
  • Eliminate postage fees
  • Simplify record keeping
  • Cut down on paper waste and clutter
  • Securely encrypted
  • Available 24/7
  • Use any computer with internet access
  • Completely free service

Online Banking

You can do many bank functions anytime from any computer. All activity is personal, confidential, and completely secured.

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It sometimes seems there aren’t enough hours in the day to get everything done, which is just one of the reasons online banking is such a convenience. You can do many bank functions anytime from any computer. All activity is personal, confidential, and completely secured.

Summary

  • View up-to-the-minute account information
  • Transfer funds
  • Make loan payments
  • Utilize online Bill Pay
  • Reorder checks
  • Download to accounting software
  • Securely encrypted
  • Available 24/7
  • Use any computer with internet access
  • Completely free service
  • Manage debit cards
  • View and retrieve bank statements
  • Personal Financial Management allows you to set goals, track expenses, manage budgets, and visualize all your financial information in one place.

eStatements

Paperless eStatements make managing your financial records easy. You cut down on paper waste and clutter, and your records are always easy to find.

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Paperless eStatements make managing your financial records easy. All your records are kept on file where they are easy to find. You can download the eStatements to disc or your computer’s hard drive for permanent record keeping.

*Submit your request to Customer Care by filling out the Contact FSB request below.

 

Summary
  • Simplify record keeping
  • Cut down on paper waste and clutter
  • Securely encrypted
  • Available 24/7
  • Completely free service

MasterCard® Debit Card

Make purchases, shop online, and pay bills with no finance charges Behind the scenes, First State Bank is working hard to ensure your security.

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Enjoy the convenience of a credit card—without suffering the steep finance charges. Your MasterCard® debit card is linked directly to your checking account. So go ahead, make purchases, shop online, and pay bills at no charge. Behind the scenes, First State Bank is working hard to ensure your security.

 
 
Summary
  • Safer and more convenient than cash or checks
  • Accepted by most merchants
  • Use to withdraw cash from ATMs
  • Many merchants offer cash back option
  • Use for secure online purchases

Notice of Debit Card Foreign Transactions

If you plan to travel out of our normal area or wish to use your card to make foreign purchases, please let us know.

To claim an exception, you will need:

  • Countries/Cities to which you are traveling.
  • Arrival and departure dates.
  • Last four numbers on the card.

Give us a call at or visit us at one of our convenient locations to claim an exception!

Keeping us in the loop will protect you from possible fraudulent activity on your account. With the growing sophistication of electronic payment fraud, there is an increasing awareness of the need for vigilance on all fronts. 

You can feel confident that your transactions — even at an ATM — are monitored by some of the most advanced and integrated fraud detection systems available. Enjoy your trip!

Visa® Gift Cards

When you can’t think of a perfect gift for someone, give them the perfect gift: anything! They can be used anywhere Visa® is accepted.

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When you can’t think of a perfect gift for someone, give them the perfect gift: anything! You can purchase a First State Bank Visa® gift card, which the recipient can use anywhere Visa is accepted.

 

Summary
  • Purchase in amounts from $10 to $1,000
  • Costs $2 per card
  • Can be used anywhere Visa is accepted
  • Cards are not reloadable

    Mobile Banking Apps

    Our mobile app lets you use your smartphone to view account balances, transfer funds, pay bills, and even deposit checks! It’s available 24/7; so you can bank on your schedule.

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    Our mobile app lets you use your smartphone to view account balances, transfer funds, pay bills, and even deposit checks! It’s available 24/7; so you can bank on your schedule.

    Spend less time at the bank and more time doing things you actually enjoy. Go mobile; apps are now available!

    Summary
    • Fast, free, and secure service for customers enrolled in online banking*
    • Easily keep track of your finances — even on the go
    • View account balances
    • Review history
    • Transfer funds between accounts
    • Deposit checks using your smartphone’s camera**
    • Pay bills
    • And more!
    • Enhanced debit card security
    • Remotely deactivate a lost or stolen debit card
    • Available via your smartphone
    • App download for iPhone® or Android™
    • Bank anytime, anywhere!

    Take advantage of mobile banking today!

    Just follow these simple steps:

    1. Enroll in online banking if you haven’t already. To enroll, just click “Enroll Today” beneath the login area on our homepage.

    2. Download our app to your iPhone® or Android® device. Simply search First State Bank Stratford to find our app.

    3. Launch the app with your online banking login and password.

    *Wireless carrier data rates may apply.

    **Mobile deposit is only available from the mobile app. It is not available through your phone’s web browser.

    Other Services

    We offer a variety of services for security and convenience, including safe deposit boxes, direct deposit, wire transfer, fax service, and more.

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    We deliver First Class Banking at every opportunity we have with our customers. We offer a variety of convenience features to make your life easier, some of which include:

    Direct Deposit—Save yourself a trip to the bank and have your check deposited automatically.

    Night Depository—There’s no need to go out of your way and rush to the bank if your schedule doesn’t allow; our night depository is safe and secure.

    Safe Deposit Box—Boxes are available in all three offices. The contents of safe deposit boxes are NOT insured against loss by this financial institution. For your own protection, you may wish to obtain your own box content insurance from an insurance company of your own choice.

    Wire Transfers—First State Bank offers wire services nationwide, providing the fastest way to move money.

    Reorder Checks – Click Here

    If you would like to wire money into your account at First State Bank, the following instructions will be needed: 

    Send wire to:

    Banker’s Bank

    9020 North May Avenue STE 200

    Oklahoma City, OKlahoma, 73120

    ABA# 103003616

    For credit to:

    First State Bank

    P.O. Box 48

    Stratford, TX 79084

    Acct#: 111308633

    For further credit to:

    Your Account Name at FSB

    Your Account Number at FSB

    Cashier’s Checks—A cashier’s check is always accepted and much safer than sending cash.

    Fax Services—If you need fax services we are glad to help you.

      Contact First State Bank

      We have three offices, in Stratford, Dumas, and Dalhart. We provide our customers with the most advanced financial products and services while retaining a close, personalized approach to customer service.

      R

      Stratford

      Phone: 806-396-5521

      Toll Free: 1-800-766-4518

      R

      Dumas

      Phone: 806-935-4184

      R

      Dalhart

      Phone: 806-249-5513

      R

      Report a lost or stolen Debit Card

      Please call your local branch during regular business hours

      R

      Report a lost or stolen Debit Card over the weekend

      (800) 264-4274, select option 6.