By very definition, a personal checking account is unique to you: it’s personal. That’s why we offer four different options, so you can select the best account to fit your day-to-day finances. All of our accounts come with online banking, bill pay, and debit card included.
Experience First Class Banking by earning 3.30% APY* (Rate Current as of 06/01/2023) and unlimited ATM fee refunds* nationwide with this free checking account.
No Charge Checking
We’ve learned that straight-forward is often the best approach. Enjoy unlimited check writing with no monthly service charge with this account.
This account includes images of processed checks, online banking, bill pay, debit card, and more. There is no service charge for ages 65 and over.
Interest earnings and images of processed checks are two key benefits to this account. No extra charge for online banking, bill pay, or debit card.
Contact First State Bank
We have three offices, in Stratford, Dumas, and Dalhart. We provide our customers with the most advanced financial products and services while retaining a close, personalized approach to customer service.
Toll Free: 1-800-766-4518
Report a lost or stolen Debit Card
Please call your local branch during regular business hours
Report a lost or stolen Debit Card over the weekend
(800) 264-4274, select option 6.