Fee Schedule
Fees effective August 1, 2026
Account Fees
Overdraft Fee
$25.00
NSF Paid Check
$25.00
NSF Returned Check
$25.00
Automatic transfer to cover overdraft
$5.00
Dormant debit card
$1.00 per month after 6 months of nonuse
Account activity printout
$2.50
Stop Payments and Referrals
Stop payment
$25.00
Referral fee
$20.00
Research and Documentation
Statement balancing or research, per hour
$25.00
Minimum research fee
$10.00
Additional charge per item
$0.25
Photocopies, per page
$0.25
Fax
$2.50 plus $1.00 each additional page
Wire Transfers
Domestic, outgoing
$15.00
Domestic, outgoing, non-customer
$20.00
Domestic, incoming
No charge
Foreign, incoming or outgoing
$65.00
Check Cashing and Notary
Check cashing, non-customer
$12.00 or 1% per check cashed
Additional charge if a verification call is made
$5.00
Notary, non-customer
$5.00
Returned Deposit Items
Items drawn on First State Bank
$1.00
Out of bank items
$3.00
ATM and Debit Card
ATM use charge, non-customer
$4.00
ATM withdrawal at a non-First State Bank ATM
$2.00
ATM balance inquiry at a non-First State Bank ATM
$1.00
Replacement ATM or debit card
$10.00
Daily Limits
ATM withdrawal, per 24-hour period
$510.00
Debit card purchases, consumer card, per 24-hour period
$2,000.00
Debit card purchases, business card, per 24-hour period
$3,000.00
Other Services
Cashier's check
$3.50
Gift card
$3.00 per card
Collections, incoming and outgoing
$15.00
Lock bags, one free, each additional
$15.00
Safe deposit box
Varies by box size
Check printing
Varies by check style
Safe deposit box fees depend on the size of the box rented and check printing fees depend on the style of check selected. Contact any First State Bank location for details.
Contact First State Bank
We have three offices, in Stratford, Dumas, and Dalhart. We provide our customers with the most advanced financial products and services while retaining a close, personalized approach to customer service.
Stratford
Phone: 806-396-5521
Toll Free: 1-800-766-4518
Dumas
Phone: 806-935-4184
Dalhart
Phone: 806-249-5513
Report a lost or stolen Debit Card
Please call your local branch during regular business hours
Report a lost or stolen Debit Card over the weekend
(800) 264-4274, select option 6.
