Business Checking
We recognize the importance of local businesses and employers to our way of life in the Panhandle. Whether your company is small, large, established, or just getting started, we have a checking account that can fit your needs. We provide First Class Banking to help your business succeed.
Business Regular Checking
This account includes images of processed checks, online banking, bill pay, debit card, and more.
Interest Checking
Interest earnings and images of processed checks are two key benefits to this account. No extra charge for online banking, bill pay, and debit card.
Business Analysis Checking
For businesses with a large volume of transactions each month, this account features an earnings credit that can offset per-item charges.
Business Regular Checking
This account included images of processed checks, providing your business with a record of financial transactions. First State Bank extras like free online banking, bill pay, debit card, and more are included.
$10 monthly service charge if average balance is below $1,500
Check images provided
20 checks/debits per statement cycle are free
17¢ per check/debit after 20 per cycle
No per check charge if average balance remains above $1,500
Free online banking
Free MasterCard® debit card
Overdraft protection available upon request
$100 minimum deposit to open (no minimum thereafter)
FDIC insured
Disclaimer
*APY=Annual Percentage Yield. APYs accurate as of 8/15/2019. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $100,000 receive APY of 1.51%; and (3) balances over $100,000 earn 0.50% interest rate on portion of balance over $100,000, resulting in 1.51% – 0.51% APY depending on the balance. If qualifications are not met, all balances earn 0.25% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings.
**Unlimited ATM Fee reimbursements provided only if qualifications are met within the monthly qualification cycle. Available to personal accounts only. No monthly service charge.
***Overdraft protection not available on student accounts
Interest Checking
Available to sole proprietorships, non-profit organizations, and municipalities, this interest-bearing account is designed to help those entities make the most of their day-to-day finances.
Interest calculated daily, credited to account monthly
Check images provided
$6 monthly service charge if average balance is below $1,500
20 checks/debits per statement cycle are free
17¢ per check/debit after 20 per cycle
No per check charge if balance remains above $1,500
Free online banking
Free MasterCard® debit card
Overdraft protection available upon request
FDIC insured
Disclaimer
Account not available for corporations and partnerships.
Business Analysis Checking
Charges for this business account are based on account activity. An earnings credit is calculated based upon the collected balances, and this credit is applied toward the monthly service and transaction fees, potentially offsetting the fees entirely.
Earnings credit calculated monthly to offset fees
$7 monthly service charge
Free online banking with bill pay
Overdraft protection available upon request
FDIC insured
10¢ per credit posted to account
17¢ per debit posted to account
5¢ per item deposited to account
7¢ per coin roll
35¢ per currency strap
Disclaimer
An earnings credit is based on collected balances and applied toward these transaction fees each month. Your credit may completely offset fees, or reduce the amount owed.
There may be additional charges that are outside the account analysis.
Contact First State Bank
We have three offices, in Stratford, Dumas, and Dalhart. We provide our customers with the most advanced financial products and services while retaining a close, personalized approach to customer service.
Stratford
Phone: 806-396-5521
Toll Free: 1-800-766-4518
Dumas
Phone: 806-935-4184
Dalhart
Phone: 806-249-5513
Report a lost or stolen Debit Card
Please call your local branch during regular business hours
Report a lost or stolen Debit Card over the weekend
(800) 264-4274, select option 6.