Business Banking

We recognize the importance of local businesses and employers to our way of life in the Panhandle. Whether your company is small, large, established, or just getting started, we have a checking account that can fit your needs. We provide First Class Banking to help your business succeed.

Business Regular Checking

This account includes images of processed checks, online banking, bill pay, debit card, and more.

Interest Checking

Interest earnings and images of processed checks are two key benefits to this account. No extra charge for online banking, bill pay, and debit card.

Business Analysis Checking

For businesses with a large volume of transactions each month, this account features an earnings credit that can offset per-item charges.

Business Regular Checking

This account includes images of processed checks, providing your business with a record of financial transactions. First State Bank extras like no charge online banking, bill pay, debit card, and more are included.

$10 monthly service charge if average balance is below $1,500

Check images provided

20 checks/debits per statement cycle are no charge

17¢ per check/debit after 20 per cycle

No per check charge if average balance remains above $1,500

No charge online banking

No charge MasterCard® debit card

Overdraft protection available upon request

$100 minimum deposit to open (no minimum thereafter)

FDIC insured

Disclaimer
Monthly and per-check fees only apply if you have more than 20 withdrawals and your balance is below the average required minimum.

Interest Checking

Available to sole proprietorships, non-profit organizations, and municipalities, this interest-bearing account is designed to help those entities make the most of their day-to-day finances.

Interest calculated daily, credited to account monthly

Check images provided

$10 monthly service charge if average balance is below $1,500

20 checks/debits per statement cycle are no charge

17¢ per check/debit after 20 per cycle

No per check charge if balance remains above $1,500

No charge online banking

No charge MasterCard® debit card

Overdraft protection available upon request

FDIC insured

Disclaimer

Monthly and per-check fees only apply if you have more than 20 withdrawals and your balance is below the average required minimum. No interest on balances below $1500.

Business Analysis Checking

Charges for this business account are based on account activity. An earnings credit is calculated based upon the collected balances, and this credit is applied toward the monthly service and transaction fees, potentially offsetting the fees entirely.

Earnings credit calculated monthly to offset fees

$7 monthly service charge

Visa/Mastercard merchant accounts are available

No charge online banking with bill pay

Overdraft protection available upon request

No charge MasterCard® debit card

FDIC insured

10¢ per credit posted to account

17¢ per debit posted to account

5¢ per item deposited to account

7¢ per coin roll

35¢ per currency strap

Disclaimer

An earnings credit is based on collected balances and applied toward these transaction fees each month. Your credit may completely offset fees, or reduce the amount owed.

There may be additional charges that are outside the account analysis.

Contact First State Bank

We have three offices, in Stratford, Dumas, and Dalhart. We provide our customers with the most advanced financial products and services while retaining a close, personalized approach to customer service.

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Stratford

Phone: 806-396-5521

Toll Free: 1-800-766-4518

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Dumas

Phone: 806-935-4184

R

Dalhart

Phone: 806-249-5513

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Report a lost or stolen Debit Card

Please call your local branch during regular business hours

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Report a lost or stolen Debit Card over the weekend

(800) 264-4274, select option 6.