Reward Checking*

Daily Balance Interest Rate APY
Balances up to $100,000 1.25% 1.26%
Balances over $100,000 0.50% 1.26% to 0.51%
All balances if qualifications are not met 0.25% 0.25%

APY = Annual Percentage Yield

APY and interest rates current as of 1/1/2020 (interest rates may change at our discretion)

To earn rewards, each monthly qualification cycle:

  • Have at least 8 debit card purchases (POS) post and settle (excluding ATM transactions)
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice via Online Banking notice given by email


*See disclaimer for more details

For further interest rate details, please  contact your local First State Bank office .