Regular Checking

Regular Checking

This account includes images of processed checks, providing a record of financial transactions for account customers. First State Bank extras like free online banking, bill pay, debit card, and more are included.

Summary
  • $5 monthly service charge if average balance is below $800
  • No service charge for ages 65 and over
  • Check images provided
  • 20 checks/debits per statement cycle are free
  • 17¢ per check/debit after 20 per cycle
  • No per check charge if average balance remains above $800
  • Free online banking with bill pay
  • Free telephone banking
  • Free MasterCard® debit card
  • Overdraft protection available upon request*
  • $100 minimum deposit to open (no minimum thereafter)
  • FDIC insured

Monthly and per-check fees only apply if you have more than 20 withdrawals and your balance is below the average required minimum.

*Overdraft protection not available on student accounts